Online payment integration is no longer just for ecommerce retail websites. From simple one-time payment forms to more complicated recurrent billing solutions, Expert Website Services LLC can implement a solution allowing you to collect money from your customers online and in real time. Many business owners find that offering an online payment option reduces the their accounts receivable aging by as much as 75%. In today's society, many customers also feel more comfortable with making online payments then mailing a check.
Our experienced development team can even create reporting mechanisms that can be imported directly into your accounting software, such as Quickbooks, saving you hours of accounting time.
There are three components to accepting online payments.
PCI Compliant Hosting
The first component to accepting credit card payment on your website is developing a form or implementing a shopping cart that will allow the customer to enter in his or her credit card information. This form must be secured by SSL (Secure Socket Layer) encryption known as an SSL Certificate. This is what shows a lock on the browser window indicating that your website is a safe place to enter credit card payment information. Expert Website Services offers PCI compliant hosting services and the development of customized payment forms to meet your company's specific objectives. The customer then enters the credit card information and any other information you request. At that point, the information is sent in secure packets of data to a payment gateway. The payment gateway will tell your website almost instantly if the credit card payment was accepted or declined.
Payment Gateways
The second component for accepting credit card payments on your website is integrating the payment form with a payment gateway. The payment gateway serves as a credit card processing terminal similar to the machines used to swipe your credit card at a restaurant or retail establishment.
Expert Website Services is certified by Authorize.net, the industry leader in 3rd party payment gateways. Expert Website Services has also worked with many other payment gateways to provide a secure method of payment for website customers. Payment gateways can also be programmed to keep customers credit card information for future payments; or, to take future payments at predetermined intervals. Payment gateways work in collaboration with the programming of your website's payment processing forms.
Although, we recommend Authorize.net as the premier payment gateway, we also work with a number of other payment gateway providers. So, if you have already set-up a payment gateway account with another provider then we can help you integrate your website to their system.
Expert Website Services can assist you in setting up an account with Authorize.net so that you may begin accepting credit cards on your website right away. Click here to begin.
Merchant Accounts
The third and final component to accepting online credit card payments is opening a merchant credit card processing account. The merchant processor is responsible for getting the money from your customers credit card company and into your bank account. Your payment gateway will communicate with your merchant processor on a daily basis to make sure the funds are processed properly.
Expert Website Services is happy to work with your existing merchant credit card processor. Or, if you need to set up a credit card processing account, we are happy to assist. Expert Website Services LLC works with a variety of Merchant Credit Card Processors and can recommend the most appropriate options based on your particular industry and business needs. Please contact us today for more information. Or, click here if you would like to apply right now.
